Finance

Despite the current climate for mortgage refinancing consisting of high rates, this could be your objective for several reasons. A home loan refinance is secured lending meaning the loan requires collateral or the house will be used to cover the funds in case of default.  The borrower is then burdened with a considerable risk of … Read more

It is important to remember that you can use both debit and credit cards to make purchases, but they function entirely differently. When you purchase a debit card, the amount will directly go from your bank account, meaning you cannot pay without funds.  However, credit cards allow you to borrow a line of credit based … Read more